Resources
Contents Restoration Glossary
Plain-English definitions of the terms you’ll hear from your adjuster, your contractor and us after a fire, flood or other loss.
Claims and Inventory Terms
Contents
Everything in a home or business that can be picked up and moved: furniture, clothing, electronics, dishes, documents and personal items. Insurance policies cover contents separately from the building.
Contents restoration
Cleaning, deodorizing and restoring damaged belongings instead of replacing them. See how contents restoration works.
Pack-out
Inventorying, packing and moving belongings out of a damaged property so they can be cleaned and stored and repairs can begin. See contents pack-out services.
Pack-back
Returning restored belongings to the property once repairs are finished, including unpacking and placing them. See how pack-back works.
Photo inventory
An itemized, photographed record of contents made at pack-out, used to track every item and support the insurance claim. See photo inventory.
Non-restorable
An item that cannot be cleaned or restored safely or economically. Non-restorables are documented so they can be valued and replaced on the claim. See non-restorable items explained.
Total loss
When an item, or a whole property, is not worth restoring and is paid out instead.
Adjuster
The person who manages an insurance claim for the insurer: confirming coverage, approving work and settling the claim. See our information for adjusters.
Additional Living Expenses (ALE)
Coverage in many home policies for the extra costs of living elsewhere while your home is repaired, such as a hotel and meals.
Cleaning and Odour Terms
Ultrasonic cleaning
Cleaning with high-frequency sound waves in a liquid bath. Microscopic bubbles lift soot and residue from hard items without scrubbing. See ultrasonic cleaning.
Cavitation
The forming and collapsing of microscopic bubbles that does the cleaning in an ultrasonic tank.
Hydroxyl generator
Equipment that produces hydroxyl radicals to break down odour molecules. It can be used in occupied spaces.
Ozone treatment
Deodorizing with ozone gas, which breaks down odour quickly but requires the space to be empty and aired out afterwards.
Fogging
Releasing a fine deodorizing or disinfecting mist that reaches the same places smoke did. Halo and TOMI SteraMistâ„¢ are the fogging systems we use. See fogging services.
Soot
Fine carbon particles left by smoke. Dry soot comes from hot, fast fires; oily soot from smouldering fires and burning plastics is harder to clean.
Decontamination
Removing harmful contaminants such as bacteria from sewer water, mould or chemical residues. See deodorization and decontamination.
Freeze-drying
Drying frozen wet documents or books under vacuum so the ice turns straight to vapour, which limits warping and sticking. See document restoration.
Electronic Drying Chamber
Our low-temperature, high-volume updraft drying system for drying and deodorizing electronics without saturating them in water. See electronics restoration.
Water, Standards and Certifications
Category 1, 2 and 3 water
The IICRC classification of water by contamination. Category 1 is clean water, such as from a supply line; Category 2 contains contaminants, such as appliance overflow; Category 3 is grossly contaminated, such as sewage or flood water.
Sewer backup
Wastewater backing up into a home through floor drains or fixtures. It is Category 3 water and is usually covered only with a specific endorsement on your policy.
Overland flood
Water entering a home from the surface, such as river flooding or heavy rain runoff. In Canada it is usually optional coverage.
IICRC
The Institute of Inspection, Cleaning and Restoration Certification, which sets industry standards and certifies technicians.
IICRC S500 and S700
The IICRC standards for water damage restoration (S500) and for fire and smoke damage restoration (S700).
CPT, FSRT, WRT and OCT
IICRC technician certifications: Contents Processing Technician, Fire and Smoke Restoration Technician, Water Damage Restoration Technician and Odor Control Technician. Our leadership team holds all four.
NFPA 1851
The standard for cleaning and inspecting firefighting protective gear. Our general manager is NFPA 1851 Advanced Cleaning and Inspection certified.
RIA
The Restoration Industry Association, a trade association for restoration professionals.
Put the Terms in Context
Guides that walk through these steps in order.
Talk to a Contents Specialist
Tell us what happened and what was damaged. We will explain what can be saved and what happens next. Call 403-407-0208, 24/7.
